How to match the home you buy to your pocketbook So, you’ve decided to take the big leap and purchase your first home. Most of us have a “dream home” tucked away at the back of our minds — complete with six bedrooms, two fireplaces and a panoramic view. Before setting off to view properties…
Window coverings play a leading role in the interior of home. They can help set atmosphere and can be both attractive and functional. Windows now come in a variety of new shapes and sizes, which has put increased demand on window covering manufacturers to create new products. Many new and custom-built homes have windows that…
They say you can’t judge a book by its cover. But when it comes to houses, the exterior can be just as important as the interior if selling or buying. When selling, it is the outside, or the home’s curb appeal that often determines whether the inside is ever seen. How a house ‘shows’ from…
Do you find yourself in a quandary over which Bruce or Grey County home you want to live in? Once you get involved in the whole house hunting mode, you are sure to run into this problem. It is hard to find yourself torn between two (or more) houses that you and your spouse…
Sometimes, all it takes is a few simple fix-ups to improve the look of your home and make it more marketable. Even if you don’t plan to sell in the near future, a change of face can make your home more comfortable and appealing. If your kitchen, bathroom and other rooms in your home look…
Buying a home is one of the biggest decisions you will ever make. In fact, it can have significant financial consequences, both negative and positive. This is likely your largest financial investment and as such, it will require routine upkeep and occasional repairs that could be costly. However, it also offers the potential for an…
Fear #1 – Overpaying Everyone who purchases a home would like to think that they negotiated a sharp price. The problem is most buyers really don’t know how to judge what fair market value is on the home they are looking to buy. Neil Kirstine, sales representative with The Kirstine Group, Keller Williams Lifestyles Realty,…
Arranging your mortgage doesn’t have to be a baffling experience Buying a home today is an extremely attractive proposition. Interest rates are at their lowest in decades and the housing market is full of homes to suit just about any budget or family requirement. Still, you’ll inevitably have to deal with financing and this will…
So you’ve sold your house – congratulations! It’s an exciting time for a homeowner; maybe you’re moving on to something larger or smaller, leaving the area for a new adventure, or simply looking for a change. Regardless of your reasons for selling, the deal is done and you’re probably thinking “now what?” The process of…
When you dream of your dream home, what do you see? Each of us has a vision of what it will be, but getting as close to that vision as possible is a practical, step-by-step process that begins with finding a REALTOR®. A REALTOR® is your best ally throughout the home buying process. He or…
It’s hard for an avid gardener to put down their spade come winter. That’s why so many choose to garden year-round. Whether it is wintering expensive outdoor annuals inside your home, investing in a small greenhouse or growing miniature indoor gardens on window ledges and in special containers, there are many ways to keep gardening…
A heating system converts fuel into heat which then flows through a house. The efficiency of a heating system depends on the amount of fuel consumed to meet heating needs. Using less fuel means your system has increased its energy efficiency. Check your heating system first One way to maximize output using the least amount…
With today’s low interest rates, deciding to buy a home is one of the best decisions anyone can make. Financing such a big purchase, however, often means combining savings with money borrowed through a financial arrangement, commonly referred to as a mortgage. Mortgages allow you to pay back the principal, or amount borrowed, plus interest,…
So you’re going to begin house hunting in Grey Bruce? Well, be prepared, it’s a time-consuming task and there are some basics you need to define before you begin the search. What kind of town do you want to live in? Is it Walkerton or Hanover, or is a country setting more your cup of…
In ancient times, windows were as common as doors in dwellings. But they were merely holes in a wall used to control the amount of light and air that entered a home. Appearance and style were not a consideration. We’ve come a long way since then. Today, windows in most homes combine science and technologies…
The one thing about participating in the real estate market that confounds most consumers is the terminology and jargon that must be learned. But, as with any business, in order to be successful as a buyer or seller, it is necessary to become familiar with certain concepts and words. The real estate business is somewhat…
Today more and more homeowners are directing their energy and creativity towards redecorating the bathroom. Be it the family bath, or the master ensuite, the primary focus is on increased luxury comfort and convenience. Many homeowners are looking for new ideas to make their existing bathrooms larger. Get the most from your space Redecorating a…
Don’t forget closing costs when buying a home Despite the low cost of carrying a mortgage these days, you should keep in mind “closing costs” in addition to your down payment for that dream home. These various charges can add up, and for the most part they are all legally required payments in buying a…
If your annual spring cleaning ritual has produced a mountain of unused and unwanted items, you may want to think twice before you simply toss them out. How about a yard sale to turn some of that “junk” into someone else’s “treasure?” Each weekend in spring and summer you’ll find yard sales popping up in…
Whether it is aircraft overhead, traffic on the street, a neighbour practicing the saxophone, or your own kids at play, often our homes are not as quiet and peaceful as we would like them to be. That’s why taking some measures to soundproof your home has lots of pay-offs. Not only will you reduce noise…
When buying a home, the neighbourhood you select will not only play a pivotal role in your family’s life, but in the resale value of the property. One person’s ideal neighbourhood however may vary greatly from another’s. But, regardless, there are some needs and wants that generally do not change. The distance from your new…
So you’ve decided you want to stop paying rent and buy your first home. You’re not alone. With interest rates at their lowest in decades, many people have discovered that mortgage payments can be significantly lower or at least comparable to the rent they are currently paying. Making the decision to become a homeowner is…
The first quarter of 2017 revealed a hot seller’s market in Grey-Bruce-Owen Sound, and the second quarter is shaping up to be more of the same! If you’ve been thinking of selling your home, then now is a great time to list with The Kirstine Group. Average real estate prices are up, days on the…
Even on the dullest winter day, colour fills our lives. Look around and you’ll see a thousand shades of greens and browns, violets, greys, golds and blues. Colour is also part of our language. Few of us will dispute that it affects our moods and how we feel — red with anger, green with envy,…
Just like you take a car for regular tune ups to ensure it continues to run smoothly, your home also needs some special attention. There’s a lot more to keeping up a house than cutting the grass and clearing snow from the driveway. Ensuring your home “looks” good and is in proper working order, not…
People paying too much for a house, not getting a proper inspection, and finding many problems which need to be addressed are common horror stories in real estate. This is the kind of thing that happens far too often in Grey and Bruce counties when eager real estate investors start their search. Review a few…
Making the decision to buy a new home – whether it’s your first house or your 10th – is an exciting time. You start by checking out the listings in Bruce and Grey on Realtor.ca, and when you see something you like, you contact an agent. Here’s where The Kirstine Group comes in! We can show…
When consumers choose a REALTOR® to help them buy or sell a property, they are placing their trust in someone who is knowledgeable and who will protect their interests. A REALTORS® role is to provide clients with sound, effective, timely advice and professional service. More than ever, in today’s fast-paced, high-tech world, REALTORS® are being…
Buying or selling a home is no simple business transaction. It takes a team of experts and professionals you can trust to achieve your goals and protect your interests. Bringing in the right experts at the right time will ensure your purchase or sale goes smoothly and you don’t pay a big personal and financial…
New homeowners often find there’s more to keeping up a house than cutting the grass and clearing snow from the driveway. Tools To start with, a new homeowner needs to have on hand a ‘basic tool kit’. A number of basic tools are a must C a metal hammer, screwdrivers with a variety of heads,…
Owning your own home has a lot of payoffs, especially these days when mortgage rates are still among the lowest in 30 years. There are also many housing options available in a wide range of prices. Simply put, you can carry a home of your own for no more than what you would pay in…
Spring is in the air and the busy gardening season is just around the corner. Not only can gardening be personally satisfying, but well-placed trees, shrubs, flowering plants and an attractive lawn can increase the value of your property. While the earlier you start, the better off you’ll be, don’t be too eager to get…
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The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned and administered by CREA. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies CREA’s Data Distribution Facility (DDF®)
